David Charbonneau, CIM^®

Senior Wealth Manager

T 450-671-7920

Languages: French, English

Biography

Diplomas from Université du Québec à Montréal and HEC Montréal in international trade and financial management
Chartered Investment Manager (CIM^®) designation from the Canadian Securities Institute (CSI)
Over 17 years of experience in the finance and securities
With Desjardins Securities since 2012
Member of the team's investment committee in charge of growth and alternative strategies

Key responsibilities: Investment strategies, wealth management and business development

DCF Team

Helping you meet your financial goals and fulfill your life plans is what drives our team members to excel. Every day, they're locked in on meeting your needs and exceeding your expectations.

We're a team of wealth management specialists that mainly serve clients in Montreal and the Montérégie region. Through our diverse and complementary expertise, we're able to offer you comprehensive and personalized wealth management services.

People-focused

Each investment advisor on our team works with an associate advisor to manage a limited number of clients. This ensures that our clients receive the personalized support they deserve.

We manage more than $1.2 billion in assets for professionals, entrepreneurs, farmers, management companies and individual retirees.

Our clients' personal goals guide our decisions and the services we offer.

Mission

We aim to provide our clients with full peace of mind regarding management of their wealth. To achieve this, we strive each day to fulfil their long-term financial goals, to remain transparent and to provide fast, precise service.

Investment Philosophy

At all times, our team seeks to diversify your capital and minimize risk. We do not engage in speculation.

We attach great importance to a portfolio’s structure and its diversification. Good asset allocation is a decisive factor in performance, as many studies show. We take account of the tax rules governing financial products to minimize the tax impact.

We believe a stock portfolio’s performance depends largely on the quality of the corporate securities it contains. We therefore favour solid companies with obvious competitive advantages, strong earnings and above-average long-term growth.

What sets us apart

We offer our clients a level of expertise matching the best in the industry as well as a flexible approach, aiming always for a balance between performance, low volatility, fee reduction and tax optimization.

Values

Availability means being here for you and serving you the way we want to be served.
Transparency means building a relationship with you that's based on trust.
Rigour means exercising great care both intellectually and operationally.
Efficiency and curiosity mean offering you the best advisory services and solutions that fit your needs.
Simplicity means providing guidance so you can make the best investment choices.

Service Offer

Portfolio management that stays true to your investor profile
Discretionary management
Tax optimization of retirement income
Retirement preparation
Company cash and currency management
Financial, tax or estate^{Footnote 1} planning

If required by your file, we collaborate with the specialists you have selected (accountants, tax specialists, legal advisors and others), or we mandate specialists from Desjardins.

We offer compensation plans to fit your needs and reduce costs, based on a formula of traditional commissions and/or asset-based fees.

Notes

Through Desjardins Securities Financial Services or the Caisse network.

Biographies of my colleagues

Charles Doucet, B. COM.

Senior Wealth Manager

T 450-377-5565

Languages: French, English

Linkedin
- Bachelor's degree in commerce (specialization in finance) and certificate in economics from Concordia University
- Nearly 20 years of experience in securities trading
- With Desjardins Securities since 2003
- Member of the team's investment committee in charge of economics and fixed income
Key responsibilities: Business process optimization and team coordination
Full details
Didier Filion, M. Sc., CFA

Portfolio Manager, Senior Wealth Manager

T 450-671-3133

Languages: French, English

Linkedin
- Master's degree in finance from HEC Montréal and designated Chartered Financial Analyst (CFA)
- Over 20 years of experience in finance, securities and investor relations
- With Desjardins Securities since 2012
- Member of the team's investment committee in charge of asset allocation, growth and alternative strategies
Key responsibilities: Discretionary portfolio management
Full details
Simon Laurin, BBA, F. Pl

Wealth Manager

T 450-377-5087

Languages: French, English

Linkedin
- Bachelor's degree in business administration from Université du Québec à Montréal
- Financial Planner designation from the Institut québécois de planification financière (IQPF)
- Over 20 years of experience in the financial sector
- With Desjardins since 2002
Key responsibilities: Business development and marketing
Full details
Jean-Pierre Rousseau, CIM^®

Portfolio Manager, Wealth Manager

T 450-671-1386

Languages: French, English

Linkedin
- Wealth Manager
- Portfolio and Chartered Investment Manager (CIM®)
- Holder of an options licence
- More than 20 years’ experience in securities
- With Desjardins Securities since 2004
Key responsibilities: Investment strategies, wealth management and business development
Full details
Aimée Marion, BBA, F. Pl

Associate Wealth Management Advisor

T 450-377-9235

Languages: French, English
- Bachelor's degree in business administration from HEC Montréal
- Financial Planner designation from the Institut québécois de planification financière (IQPF)
- Over 20 years of experience in financial advisory services
- With Desjardins Securities since 2018
Key responsibilities: Financial planning mandate, administrative follow-up and transactions
Cindy Thompson, B.A.

Associate Wealth Management Advisor

T 450-671-2247

Languages: French, English
- Bachelor’s degree in Economics from Concordia University
- Over 20 years of experience in securities trading
Key responsibilities: Administrative follow-up, transactions and investment strategies
Julie Jetté,

Associate Wealth Management Advisor

T 450-377-4212

Languages: French, English
- Certificate in business administration from Université du Québec à Montréal
- Over 30 years of experience in securities trading
- With Desjardins Securities since 2011
Key responsibilities: Administrative follow-up and transactions
Olivier Pearson, BSc Economics, F. Pl

Associate Wealth Management Advisor

T 450-377-3595 ext. 5032747

Languages: French, English
- Bachelor’s degree in economics from the Université de Montréal
- Financial Planner designation from the Institut québécois de planification financière (IQPF)
- Over 8 years of experience in the financial sector
- With Desjardins since 2021
Key responsabilities: Business development and marketing
Rachel Pepin,

Associate Wealth Management Advisor

T 450-671-3730

Languages: French, English
- Financial Planning Certificate from the Université du Québec à Montréal
- Over 20 years of experience in financial advisory services
- With Desjardins Securities since 2015
Key responsibilities: Internal coordination, administrative follow-up and discretionary management program transactions
Elizabet Baillargeon,

Wealth Management Associate

T 450-377-3595 ext. 5021543

Languages: French, English
- Financial Planning Certificate from the Université du Québec à Montréal
- Over 10 years of experience in finance
- With Desjardins Securities since 2021
Key responsabilities : Customer service and administrative management
Marie-Gil Paquette, BBA

Wealth Management Associate

T 450-377-3595 ext. 5021541

Languages: French
- Bachelor's degree in business administration (BBA) from Université du Québec à Trois-Rivières
- Over 5 years of experience in finance
- With Desjardins Securities since 2021
Key responsabilities: Customer service, administrative management and transactions
Kariane Lavallée-L'Heureux,

Wealth Management Assistant

T 450-377-8536 ext. 5021539

Languages: French, English
- Certificate in business administration from Université du Québec à Trois-Rivières
- Over 10 years of experience in finance
- With Desjardins Securities since 2021
Key responsibilities: Customer service and administrative management