David Bilodeau, CFA

Mission

We accompany and educate our clients and their families to guide them towards financial independence by:

• Providing personalized advice and support
• Proposing solutions tailored to their needs to help them achieve their life goals

The sustainability of our clients' financial assets is the driving force that keeps us focused on our mission.

Investment Philosophy

We identify long-term opportunities and make them work for you as simply and transparently as possible. Here's how:

• We seek out companies with a sustainable competitive advantage.
• We prioritize companies with exemplary governance.
• We cherry-pick only the most financially sound investments.
• We do our due diligence to make sure there's a margin of safety before we invest.

We believe our disciplined approach will help your portfolio outperform the rest over the long term.

What sets us apart

We pride ourselves on our client-centric approach. Everything we do is aimed at building and maintaining trust.

Humanity, simplicity and proximity are the 3 key elements of our promise. Each member of our team is committed to providing you with top-quality service.

 

Values

Trust

Serving you is important to us. That’s why we're committed to building lasting relationships based on mutual trust.

Transparency

We believe that clear and honest communication is essential to cultivating healthy and lasting relationships with our clients.

Dedication

We're here to serve you and listen to your needs. Your priorities are our priorities. We're flexible and we adapt to your reality, whatever the situation.

Service Offer

Our wealth management services are designed for business owners and high-net-worth professionals who want to optimize, consolidate and simplify their asset management.

We have every angle covered with our comprehensive wealth management approach.

Investment management

• Investment advice
• Discretionary management

Retirement planning*

• Retirement income projections
• Savings management
• Payout planning
• Sale of a business or substantial assets

Tax planning

• Registered plan management (RRSP, RRIF, TFSA, LIRA, LIF)
• Capital gains and losses report
• Foreign Income Verification Statement
• Tax-efficient investments

Estate planning (Quebec)*

• Designation of beneficiaries
• Tax impacts at death
• Wealth transfer
• Review of wills, powers of attorney and protection mandates

Philanthropy

• Share donations in your lifetime
• Planned giving*

Insurance*

• Review of current and future insurance needs
• Wealth Escalator Plan

Desjardins Group solutions

• Mortgage
• Personal loan, RRSP loan
• Visa card
• Travel insurance

* Services are provided by or in partnership with Desjardins Securities Financial Services, Desjardins Financial Security, external professionals or professionals in the Desjardins caisse network.