Mélanie Lagacé, CIWM, BBA, F. Pl

Mission

Our team is committed to providing the tailored investment and wealth management services that you and your family deserve. We're engaged in our community, and we listen carefully to our clients' specific needs. Our wealth management style considers your financial, professional and personal needs, as well as your life and retirement goals. Beyond investments and returns, our role as advisors is to get to know each of our clients well so we can support you through various life events.

Investment Philosophy

We offer a discretionary portfolio management solution for investors who want to delegate management to a trusted advisor while aiming to protect their principal and build value over the long term. The investment advisor plays a key role in managing the client's emotions. When markets fluctuate, it can sometimes be hard to stay the course. Our role is to keep our clients focused on their long-term goals.

What sets us apart

The world of investment, tax and wealth management can sometimes seem complex. Fortunately, you can rely on the shared knowledge and synergy of the Lagacé Boutin Pelletier Dumais Team. We take the time to understand your situation in detail and always keep on top of financial and economic news so that you can enjoy absolute peace of mind.

Values

Experience 
Competence 
Accessibility 
Integrity 
Distinctive, transparent services 
Commitment

Service Offer

A global wealth management approach tailored to you.

INVESTING

– Customized portfolio management
– Discretionary management
– Tax optimization

PLANNING

– Financial
– Retirement
– Tax
– Estate

INSURANCE AND RISK MANAGEMENT*

– Life
– Disability
– Annuities

RETIREMENT

– Retirement planning
– Estate planning
– Tax optimization
– Income splitting
– Annuities
– RRSPs, RRIFs, LIFs, LIRAs and TFSAs
– Locked-in retirement plans

BUSINESS OWNERS

– Business transfers*
– Commercial transactions* (acquisitions, sales, successions)
– Life insurance
– Tax strategies
– Tax-optimized portfolios for management companies
– Locked-in retirement plans

FAMILIES AND COUPLES

– RRSPs and TFSAs
– Education savings
– Financial planning
– Debt management
– Budgeting

FARMERS AND MAPLE PRODUCERS

– Business transfers*
– Commercial transactions* (acquisitions, sales, successions)
– Life insurance
– Tax strategies

HEALTHCARE PROFESSIONALS

– Business transfers*
– Cash flow and saving capacity projections
– Life insurance
– Tax strategies

FOUNDATIONS

– Portfolio management
– Investment policy implementation and monitoring
– Follow-ups and meetings with the board of directors
– Cash flow projection

ESTATES

– Estate planning
– Trust services*
– Philanthropy
– Trusts*

*Services offered in collaboration with or through Desjardins Securities Financial Services Inc., caisses or external professionals.