Maxime Houtart, BBA, CIM^®

Mission

• HELP our clients build, grow, protect and transfer an estate they can be proud of 
• PROVIDE INFORMATION AND ADVICE on their financial situation, future prospects and money matters 
• GUIDE AND SUPPORT them in fulfilling their plans, goals and dreams 
• CONTRIBUTE to their peace of mind

Investment Philosophy

The best portfolio is the one that’s right for you and that allows you to achieve your goals. We’ll develop an investment strategy that’s tailored to your specific needs, based on:

• Your family situation
• Your financial situation (income, assets, debts, taxes)
• Your budgetary constraints and income needs
• Your short- and medium-term projects, and your retirement dreams
• Your personal values
• Your investor profile

Striking the right balance: So you can take advantage of new growth opportunities, while limiting your exposure to market fluctuations, we strive to balance your asset allocation by:

• Industry
• Geographical area
• Fund type

Tax impacts: We automatically analyze the tax impacts of the investments we recommend, because minimizing the taxes you have to pay is an excellent strategy for growing your assets.

What sets us apart

Guidance and support every step of the way

Having a solid investment strategy is a great start. Being able to count on a hands-on advisor who can provide you with guidance and support so you can make informed financial decisions is even better.

For us, being hands-on means taking the time to get to know you and guiding you through every stage of life by:

• Putting a thorough and proven approach to work for you
• Tailoring service to your specific needs
• Proactively monitoring your portfolio’s performance
• Always being there for you when you need us and finding appropriate solutions

 Our recommendations are backed by a vast network of partners specializing in accounting, taxation and law.

Values

TRANSPARENCY 

Our clients count on us to guide and support them in every stage of their lives. Honesty and openness are 2 essential qualities for building lasting relationships.

COOPERATION

Effective wealth management involves a lot of people: you, us, your family and the professionals you count on to help you succeed. We’re committed to taking the lead and working with everyone involved to make sure we’re all on the same page.

TENACITY

Now that everything’s just a click away, this value plays an even more important role in keeping your long-term goals on track.

GENEROSITY 

In addition to being committed to our clients, we’re also very involved in our community. We’re proud to support Little Brothers, an organization that provides assistance to lonely elders.

Service Offer

Investment portfolio management for registered (RRSP, RRIF, LIRA, etc.) or non-registered accounts: Analyzing your investor profile and current portfolio, developing a custom investment strategy, implementing our recommendations and ensuring regular re-balancing and follow-ups.

Retirement solutions: Saving scenarios, projections, payout strategies, guidance and support throughout the transition period and setting up your annuities.

Taxation: Analyzing your current tax situation, helping you make wise investment decisions to minimize taxes and exploring optimization opportunities.

Estate planning to ensure a smooth transfer of your assets to the next generation: Will*, mandate in case of incapacity*, taxes owing on death and options for making sure your loved ones have enough money to pay your final tax bill, planned giving strategy, etc.

* Services offered through our external professionals.