Martin-Guy Bernier, F. Pl

Senior Wealth Manager

T 514-281-7312

Languages: French, English

Biography

More than 20 years of experience working in key positions with increasing levels of responsibility at different financial institutions
Investment advisor with Desjardins Securities since 2001
Financial planner registered with the IQPF

As the senior advisor, Martin-Guy Bernier is responsible for preparing investor profiles, investment recommendations and retirement planning. He is also in charge of security selection and maintaining up-to-date knowledge in the seven critical areas of financial planning.

Bernier Team

Team web site

Mission

Mission

We understand that every customer is unique and important. Our mission is to deliver outstanding personalized service at every stage of our clients’ lives by carefully and attentively guiding them toward their objectives. We help our clients build and maintain their family's wealth by minimizing their portfolio volatility.

Investment Philosophy

Our investment style aims to provide our clients with stable, high income to counter the market's inevitable fluctuations. We offer competitive returns in keeping with economic conditions and the client’s profile, and we deeply believe in actively managing investments.

We know that good long-term returns are achieved by minimizing losses during the inevitable bear markets. We select investment products in keeping with this vision. By maintaining a rigorous, disciplined approach, our clients will see their wealth grow over time.

For us, independence from our investment providers is a priority. We regularly meet with them at our offices to ask questions that really matter to our clients and to make sure that they follow the mandate we have given them. Each month, we review our selected providers to ensure they are still the best available on the market.

What sets us apart

One client at a time

While the industry seems to be focused on standardization, we favour a comprehensive, personalized approach for all our clients, as each one is unique and important to us.

Always there for you

We believe that having the opportunity to serve our clients is a privilege. We communicate with them frequently to better understand how their lives and goals are changing. We also want to find out about any concerns they may have. This helps us ensure that our services evolve along with our clients’ lives.

Financial coaching approach

Aside from the role we play in managing assets, we believe it is our responsibility to promote financial literacy and help our clients better understand their investments over time. This knowledge will make them more comfortable and give them greater peace of mind.

Income investment style

Our investment style aims to provide stable and high after-tax investment income to counter market fluctuations. Our goal is to offer competitive returns based on economic conditions and the client’s profile.

Values

We hold our clients in the highest regard. We know that we must integrate efficiency, discipline and rigour into every step of the wealth management process to deliver the best possible solution to meet our clients needs and life goals. Integrity and a strong ethical approach are ingrained in everything we do, from the relationship we have with our clients and our suppliers to our selection of investment products. We also value open lines of communication with our clients, which means that transparency and availability are integral parts of our business model.

Biographies of my colleagues

Sarah Zuckermann, B.A.

Wealth Manager

T 514-281-7292

Languages: French, English

Linkedin
- More than 20 years of broad-based experience in the financial industry, both in financial institutions and related companies.
- Areas of expertise include strategic account planning, business development and client services.
Sarah Zuckermann is responsible for developing and maintaining contacts with internal and external partners. She is also involved in strategic planning and client relationships, as well as marketing and communication initiatives.
Full details
Michèle Accarisi,

Assistant Wealth Management Advisor

T 514-985-4251

Languages: French, English

With Desjardins Securities since 2000 and a graduate from Concordia University, Michèle has a Bachelor of Commerce with a major in Finance and is a Canadian Investment Manager of the Canadian Securities Institute (CSI). Her expertise and knowledge allow her to assist Martin-Guy and Sarah in the follow-up of client files and the execution of orders, in addition to allowing her to answer all your questions of an administrative nature.
Mathieu Bernier,

Wealth Management Associate

Languages: French, English

Linkedin

Mathieu has completed his course on securities trading. He will be graduating soon from Université de Sherbrooke with a bachelor's degree in business administration. Mathieu has been working in the banking industry for the past 5 years. He will draw on his experience at various financial institutions to provide full administrative support and to assist team members and our clients.
Alain Saint-Jacques, M. Sc.

Business Transfer Coach

Languages: French, English

Collaborator | Desjardins Securities Inc.

Alain has more than 15 years of experience supporting entrepreneurs. He has helped establish dozens of cooperatives in different regions across Quebec and used his expertise to serve more than 500 entrepreneurs in the process of transferring their business.

He works with all types of transfers—family, internal, external and collective—relating to businesses of all sizes and in a wide range of business sectors.

He's known for his analytical skills and his ability to synthesize, and he is passionate about business development and the work of entrepreneurs. A relationship of trust is at the heart of all of his projects.
Vincent Sigouin-Marquis,

Financial Planner

Languages: French

Collaborator | Desjardins Trust Inc.

Vincent Sigouin-Marquis holds a bachelor's degree with a double major in applied economics and finance from HEC Montréal. He has held a number of roles within Desjardins. After completing his master's degree in taxation, he joined an accounting firm and refined his expertise by accepting tax consulting mandates and compliance projects. He's been working in the Financial Planning Services Department since 2022. He helps high-net-worth clients set up a clear plan that reflects their wishes and guides them towards their goals.
Équipe de notaires,

Languages: French, English

Collaborators | Desjardins Wealth Management

GENEVIÈVE FOREST

Geneviève Forest is a notary and serves as a senior estate planning advisor at Desjardins Wealth Management.

GENEVIÈVE D’AMOURS

Geneviève D'Amours, who has been a notary since 2009, serves as a senior estate planning advisor at Desjardins Wealth Management.

AMANDINE BOURILLON, D.S.N.

Amandine Bourillon has completed studies in notarial law in both France and Quebec and is a senior estate planning advisor at Desjardins Wealth Management.

ANDRÉ AUCLAIR

André Auclair is a notary and serves as a senior estate planning advisor at Desjardins Wealth Management.

CATHERINE BEAUCHAMP

Catherine Beauchamp is a notary and is currently a team leader and senior estate planning advisor at Desjardins Wealth Management.
Sonia Jolette,

Financial Security Advisor

Languages: French, English

Collaborators | Desjardins Securities Financial services inc.

Sonia has over 27 years of experience in the financial industry, including several years as a partner in her own financial services firm, creating and developing a high-quality brokerage services. Sonia has been with Desjardins since 2013 and continues her mission of implementing financial strategies aimed at protecting and maximizing the wealth of her clients. Serving clients stand out from her listening skills, expertise and disciplined approach, providing tailored solutions that address their needs and concerns. Sonia leverages her skills, professionalism, professionalism and authenticity to put client first in her recommendations.
Équipe de conseillers principaux en fiscalité,

Languages: French, English

Collaborators | Wealth Management

Jérôme Dostie-Bourgault

A lawyer by trade for over 10 years, Jérôme specialized in international taxation with a global professional services firm. He quickly turned his attention to individuals facing challenges abroad—particularly in the United States—whether in business or not.

Mathieu Pelletier

Mathieu has a master's degree in taxation and has been working as a tax specialist since 2016 after many years as a financial planner at Desjardins. As a tax specialist, Mathieu has helped business owners with every aspect of their business journey, from the earliest stages to the end of their career, including the sale or transfer of their business.

Stéphane Thibault

Stéphane is a chartered professional accountant with a master's degree in tax law. Over the last 15 years, he's gained solid expertise in Canadian and Quebec taxation. He developed in-depth knowledge of tax rules for individuals and businesses, as well as investment, savings and retirement vehicles.