Roxanne Bernier, BBA, F. Pl

Wealth Manager

T 418-650-6350 ext. 5025373

Languages: French

Biography

Roxanne holds a bachelor's degree in Business Administration, Financial Services major, from the Université du Québec à Rimouski (UQAR).

She started working in the financial services field in 2004 and joined Desjardins Securities in March 2021, allowing our entire team to benefit from her expertise.

Madore Poulin Team

Team web site

Excellence Accreditation

Excellence accreditation attests that the wealth manager's practice meets the highest standards of quality in order to offer you an unparalleled experience in meeting your financial needs. This distinction is awarded exclusively to Desjardins Securities wealth managers who participate in a continuous development and improvement program.

Mission

Advising you astutely at every stage of your professional, personal and financial life to help you grow your assets and preserve your family wealth.

Investment Philosophy

Our priority is to protect capital. We apply a high-income strategy in our portfolios, which consist of companies with solid balance sheets. Analysis of recent events involving leaders in each business sector leads us to select undervalued companies. Through asset allocation suited to your needs, as well as continuous monitoring, your portfolio will pass through various economic periods more easily.

What sets us apart

The reputation of Desjardins, combined with a structured team, enables us to provide highly effective wealth management.

Values

Attentiveness, rigour, trust.

Service Offer

Wealth management — Portfolio management

We provide both discretionary and traditional portfolio management service:

Discretionary: Investors wishing to delegate management of their portfolios may do so in complete confidence by opting for our discretionary solution.
Traditional: If you like to be informed of each trade and take part in investment decisions, traditional management will suit you perfectly.

Retirement analysis

What are your retirement goals? How best to disburse your savings? When to convert your RRSP to an RRIF? When to request QPP payments?

As financial planners, we will develop a retirement analysis with you. The portfolio strategy should match your retirement vision to ensure that your goals are fulfilled.

Insurance^{Footnote 1}

We have specialized insurance resources to help you get all the information you need to assess your insurance needs.

Taxation

Taxation is linked directly to your portfolio’s performance:

Special attention is paid to the types of income generated in each of your accounts.
Deductibility of your fees is important.
We strive to balance your capital gains and losses for each fiscal year.

Training and conferences

You will be invited to attend the annual conferences on discretionary management and the economy.

Estate planning^{Footnote 1}

Management of your wealth would not be complete without establishing a will and a mandate in case of disability. In addition, we can estimate for you the effect that death would have on your finances and your estate.

Caisse solution

In collaboration with your Caisse, we will offer you the best conditions for mortgage credit, lines of credit or credit cards.

Business

The establishment of an individual pension plan and the sale or transfer of your business are major décisions. This makes it important to have skilled people around you who understand the various aspects of these steps. The professionals at Desjardins, with the collaboration of your advisors, can guide you in these procedures.

Notes

Through Desjardins Securities Financial Services or the Caisse network.

Biographies of my colleagues

Steve Madore, CIM^®, F. Pl

Portfolio Manager, Senior Wealth Manager

T 418-650-6350 ext. 5025265

Languages: French

Linkedin

A financial planner by training, Mr. Madore has worked for many years in the Mouvement Desjardins. He served as coordinator in the asset management division in his last year with the Caisses in 2005. After taking up new challenges, he joined the Desjardins Securities team the same year. He holds a diploma in financial planning from Université Laval and is registered with the Canadian Securities Institute as a Chartered Investment Advisor (CIM®).

Full details
François Poulin, BBA, FCSI^®

Portfolio Manager, Wealth Manager

T 418-659-8547

Languages: French, English

Linkedin

Mr. Poulin, an investment advisor since 1986 and the holder of a bachelor’s degree in business administration with a major in finance from l'Université du Québec à Trois-Rivières and a certificate in computer science from l'Université du Québec à Chicoutimi, has earned designation as a Fellow of the Canadian Securities Institute, the highest distinction issued by this organization.

Full details
Alain Veillette, FCSI^®, CPA, CGA

Portfolio Manager, Wealth Manager

Languages: French, English

Linkedin

Mr. Veillette is an accountant by training. Fellow of the Canadian Securities Institute since 1993, he has been registered with the self-regulatory organizations as a portfolio manager since 2009. He has also been the manager of the Lévis branch from 2000 to 2018.

Mr. Veillette focuses in particular on analysis of economic conditions and on strategic decisions related to portfolio management. He specializes in managing Canadian and U.S. equities and is in direct contact with clients.

Full details
Dominic Breton-Veillette, BBA, CPA

Wealth Manager

T 418-650-6350 ext. 5026729

Languages: French, English

Dominic Breton-Veillette has a bachelor of business administration in accounting from Bishop's University. He has a keen interest in finance and portfolio management. After working over 2 years as an external auditor, he obtained his CPA designation in 2022.

Dominic joined Desjardins Securities in February 2022.

Full details
Jean-Philippe Couture, BBA

Wealth Manager

T 418-650-6350

Languages: French, English

Linkedin

Jean-Philippe Couture holds a Bachelor of Business Administration with a concentration in corporate finance from Université du Québec à Rimouski (UQAR). He started his career as a technology stock trader for an independent firm, eventually taking over as operations manager for his family's business in 2009.

He's been working in the securities industry since 2016 and invests in real estate in his spare time. His wealth of experience has proven to be a real asset to the Madore Poulin team, which he joined in 2023.

Full details
Sylvie Sauvageau, BBA

Wealth Management Associate

T 418-650-6350 ext. 5025276

Languages: French

The holder of a diploma in business administration from Université Laval, Ms. Sauvageau has also completed the in Canadian Securities Course.

With a passion for the investment field, she has worked since 1990 for major financial institutions and has held various positions including investment assistant. In 2010, she obtained a position as investment assistant with Desjardins Securities.
Carole Miller,

Wealth Management Associate

T 418-650-6350 ext. 5025208

Languages: French

Ms. Miller has worked at Desjardins for over 27 years. She joined the Madore team in fall 2016. She handles the administrative side of operations and also provides customer service.
Caroline Bourgault, BBA

Wealth Management Associate

T 418-650-6350 ext. 5026725

Languages: French

Ms. Bourgault holds a Bachelor's degree in Business Administration and a certificate in personal financial planning from Université Laval. She has worked for nearly 20 years in the field of financial services at various institutions. Over the years, she has established a real relationship of trust with customers.

Ms. Bourgault joined the Desjardins Securities team in 2017.
Catherine Noël,

Wealth Management Associate

T 418-650-6350 ext. 5025272

Languages: French

Catherine holds a certificate in Administration from the Université du Québec à Rimouski (UQAR) and has been working for Desjardins Group since 2009. She joined Desjardins Securities in November 2016.

Her role involves assisting the advisors in our team with their day-to-day work and following up with clients.
Annie Faucher,

Wealth Management Associate

T 418-650-6350 ext. 5025316

Languages: French

Annie has more than 20 years of experience in customer service. She's been with Desjardins Group for 10 years and Desjardins Securities since March 2019.

As part of our team, she supports advisors in their day-to-day activities and ensures client follow-up.
Patricia Papillon-Leblanc,

Wealth Management Assistant

T 418-650-6350 ext. 5025205

Languages: French

Patricia holds an Attestation of Collegial Studies (AEC) in applied office technologies and has nearly 12 years' experience in customer service. She joined the Madore Poulin team in 2022, and since then has taken on many administrative tasks and appointments for the clientele.
Amélie Perez,

Wealth Management Assistant

T 418-650-6350 ext. 5026717

Languages: French, Spanish

Amélie holds a DEC in Business Management, a certificate in Marketing and a certificate in Management from Laval University. She joined Desjardins Securities in 2020 and has been part of the Madore Poulin team since 2023. In her current role, she is involved in administrative tasks and booking appointments for the clientele.
Réal Dubuc,

Financial Security Advisor

Languages: French

Collaborators | Desjardins Securities Financial services inc.

Réal joined the Desjardins Insurance team in 2003. He specializes in life and health insurance for Desjardins's mass-affluent members. Thanks to his personalized approach, he's made his mark more than 15 times as one of Quebec's top-performing financial security advisors. A businessman at heart, Réal understands the reality of entrepreneurs in the commercial, real estate and agricultural sectors. He's also a manager in sales and clients service, and he's firmly focused on reaching his clients' goals.